Eric, I am in a professional environment. I always deal with individuals making lots more than $95,000 a year. You can start a business, you can be a car sales person (to be specific), go into real estate, e.t.c Getting education is very important, as it changes a individuals perspective. Most people see a degree as a way to make more money, they are not wrong but for me education enhances your abilities and skills to think of different possible outcomes for a given problem. I hope I was able to help, but please do keep in mind that I am a professional and my expertise is coming up with tax saving strategies both short and long term, but I am not an expert and I'm not in a position to give you best advice on how you can exactly make $95,000 a year.

Good luck.

Dear Ananomous, the expenses you have to incur in order to generate income are deductible expenses. This scenerio does not work effectively if you are a w-2 employee, however, if you are working as an independent contractor, as in your particular case you will be working 65 miles away from your home as independent contractor on commissions, the expenses you incur will be deductible. Some of these expenses are rent, travel, gasoline, car maintenance and meals (only 50% is deductible).

Hello again. Its been almost one month since I have started this blog. From the time of starting this blog only one ananomous user has asked me a question and I responded. Since, the blog is new I did a lot of online and offline marketing. I told about the blog to my friends, family members and also my students. I received quite a bit of encouragement about starting the blog, until recently one of my student asked me WHAT IS THE CATCH? Then I realized that all my marketing efforts have been wasted as nobody offers these services for FREE.

I am a simple guy, I believe in honesty, not in the fine print you see in contracts. My blod offers FREE SERVICE, no fine print, no games, no gimmicks, no submission of email address or any personal information. Just ask a question and I will answer. Its that simple. You don't even need to submit your name.

I hope this post will encourage you all visitors to take advantage and start saving.

Good Luck.